Having a luxurious car in the parking area, beautiful area with the mountain, city view surrounded by greeneries, children playing in the garden, lovely home, no 9 to 8 pm job, no need to worry about the money, billings, and paycheck. We can work whenever we want, but cash flow is non-stoppable.

We dreamed of being a financial success every time and every day. We want a life we don't want to lose, a life in which we can do whatever we want and go wherever we want.

Yes! 

Few have experienced it and enjoyed the life that we dreamed of.

Ask every person you meet during your journey a question once: What is your goal for the future?

Most of the answers will be Financial Success because it gives us the power to control our lives as we want, in terms of short-term satisfaction.

Yes, assets, money, home, etc., only give us short-term satisfaction. 

Let me clear you!

You hear it once a time because it's infrequent, i.e., "When we were poor, or we didn't have what the rich have, then our Life's Goal is to have what riches have, but when you achieved what you dream of, you'll realize it's Nothing, it doesn't give you the same satisfaction and feelings when you only had a dream of Life's Goal."

But we ended up by Greed.

"My friend has a Lamborgini like mine, but now I want a better model than his."

"My neighbour has a 6th building home with an interior swimming pool, but I want a better one than theirs."

I hope you understand what I'm trying to say. 

We understand financial success means millions in bank accounts, no 9-to-8 pm jobs, etc., but that's not the case.

Financial Success means Discipline, Focus, Self-Improvement, Good Bonds with PR(Public Relations) and Family, Satisfying the soul with what we have, being able to do things that we love, Exploring the world when our heart and mind say, Learning new things every day, Trying ideas in reality and much more., 

Read this article deeply to understand the basics of personal finance

We can live a beautiful life, but we're emotionally distracted.

It is all about discipline to beat the Hardest times, achieve the dream you want, and achieve Financial Success shortly.

We need to stay focused and determined toward our goal. 

Eye Opener

When I turned 20 in 2018, it was a very eye-opening year; I learned a lesson the hard way. 

My parents had a medium business, which generated income to fulfill whatever we wanted. My parents used to hand me monthly pocket money that many people my age wished for. 

I had a dream, but I wasn't thinking about my plans. I could have whatever I wanted, and I used to go to parties, ride a bike like in the MAD MAX Movie, travel without listening to my heart, eat food at Expensive restaurants, etc. 

But I was happy physically, not emotionally. I didn't find any internal satisfaction; my heart says more and more.

It is called Short-Term Satisfaction. 

There was a neighbor with one son and a husband. He owned a medium-sized grocery shop generating an average income, and his wife was a housewife. 

That son is my sometimes friend Amit, kind and intelligent; he was one year junior to me in 2018. He sometimes helped his father in the shop by doing grocery inventory, Profit, and loss (P&L).

By helping his father, he became very familiar with numbers and money. Now, he runs a private bank and is doing well.

I assume the Amir family is pleased with what they have. They do not have luxuries like a home or a car, but they are happy. Their things and desires limit them.

I had money and things, but my desire to acquire more never ended, so I was not emotionally happy. 

Amit doesn't have a car or enough money to do whatever he wants, but he is happy with what he has. 

I assume Amit's family is disciplined in managing finances and controlling daily lives.

I was devastated in search of internal satisfaction, but one day, I realized by thinking about Amit's and his parents' way of living". What is the difference between my life and Amit's life? Then, I note down the points on one piece of paper with a pen:

• He prioritizes his health, but I wasn't.
• He read financial and self-help books where I party.
• He saves money, but I spend it all unthinkingly.
• He buys courses and learns new ideas, but I buy expensive clothes, phones, and food.
• He tried to do business to generate income, but I needed to figure out how to start.
• He invested his money, but that wasn't in my mind.
• He was happy with what he had and what his parents had to offer, but I demanded more than they gave.
• He spent his time with his family, but I was busy with my friends.
• He does a party with friends who talk about goals, dreams, startups, and implementation, but I was fooling around with strangers.
• He keeps PR (Public relations) strong emotionally, but I showed what I can afford and what assets I have.

The above list opened my eyes, and I worked on it and saw many changes throughout the year.

Now Amit is running his private bank and is very happy living the life he wants. 

Their lifestyle taught me valuable lessons that still apply to my daily life.

There are many steps and hurdles to becoming financially free, but executing your dreams, Thoughts, and Financial plans require discipline, which is the most crucial foundation for achieving financial success.

Without further do, Let's understand the 10 Greatest Rules to achieve Financial Success.

1 . Keep Ready Your Mind and Body.

It is necessary to calm your mind and body before doing anything, but most people are unaware.

Keep your mind and body well and focused on what you do, what field, or what you want to achieve. It would be best to be mentally and physically prepared to do something or execute it how you wish. Most importantly, when making financial decisions and goals, you need to be aware of your choices and how to plan.

Decision-making is not a joke. It reflects the results.

Planning and executing is not a joke. It shows how good the results are.

So, how do you do it? How do you keep your mind and body ready?

Sleep 6 to 7 hours, not more than 9 hours; otherwise, you'll be like an empty bottle in the street, and everybody will kick you.

Wake up early, work out, do physical activities during the day, stay hydrated, and eat healthy food. Reduce screen time and spend time with nature and with your pets. 

Doing this will keep you energetic and calm in any situation. 

2 . Keep Learning and Learning

You are wasting your time if you think you can dive into anything and expect great results without learning. 

Don't do that.

Especially in Financial success, practice and knowledge are the fuel that helps your financial journey keep moving. 

Learning is the cornerstone of financial success, and there are no two ways. The determined discipline of consistently acquiring knowledge sets the financially successful apart from the rest. This isn't about glimpsing through life with a superficial understanding of money management or investment strategies; it's about diving deep, understanding the nuances, and applying them to your advantage.

Consider the world of finance as a battlefield. Only those with the most potent weapon of all—knowledge—can navigate the minefields of economic uncertainty, market volatility, and financial pitfalls. It's not just about earning money; it's about making your money work for you, multiplying it, and defending it against unforeseen crises and unforeseen expenses. 

And how do you achieve this mastery? Through relentless learning.

The financially successful understand that learning never stops. They consume books on financial literacy, invest in courses, attend seminars, and seek mentorship. They're always looking for the next piece of insight to give them an edge. This continuous hunt for knowledge is not a task; it's their secret weapon. It enables them to make informed decisions, spot opportunities others miss, and avoid costly mistakes.

So, if you aim to climb the ranks of financial success, let learning be your guiding principle. Embrace it with an enthusiasm that borders on obsession. Remember, in finance, the most influential player is not the one with the most resources but one who effectively wields the power of knowledge. Power in financial success comes not from sheer luck or inheritance but from the uncompromising commitment to learning. 

Make no mistake: this is the only path to genuinely mastering your financial destiny.

2 . Saving Money For Big Move

Saving money isn't just an act. It's the cornerstone of your march toward financial success. 

Picture this: every dollar you save is a soldier in your army, battling against life's unpredictable tides. You, the commander, have the power to fortify your ranks, preparing for the ultimate conquest of financial freedom. 

Because without a robust savings strategy, your dreams of financial success are castles built on sand. It's the buffer between you and life's fates, the seed from which your wealth grows and the foundation upon which your financial empire stands. 

Without it, you're at the mercy of life's whims. With it, you command your future, dictate your terms, and navigate the path to financial success with persistent determination. Make saving your priority, and watch the doors to financial success open for you.

4 . Learning Courses And Getting Ideas From Around The World.

Diving deep into learning, attending courses, and engaging in seminars, especially those that span the global spectrum of knowledge, is vital in sculpturing your journey toward personal finance mastery and financial success. It's about arming yourself with an arsenal of strategies, insights, and perspectives that elevate your financial understanding to levels unimagined by the average person. 

This is not just about saving a few dollars here and there; it's about revolutionizing how you perceive, interact with, and grow your wealth.

First, let's tackle the undeniable truth.

The landscape of personal Finance is vast and complicated. It's not simply about budgeting or saving; it's an art and science encompassing investing, wealth management, tax planning, health insurance, and much more. 

By gripping yourself in courses and seminars, you're not just passively absorbing information but actively engaging with content that challenges and expands your understanding. 

This isn't just learning; it's an intellectual awakening that propels you towards financial success.

Implementing these insights into your personal finance journey requires a strategic approach. It's about taking the theories and concepts you've learned and applying them to your financial blueprint. This might mean restructuring your investment portfolio based on cutting-edge strategies you've discovered, optimizing your tax planning, or even re-evaluating your long-term financial goals and securing your investment on rising inflation. 

Each piece of knowledge becomes a tool in your arsenal, enabling you to navigate the complexities of personal finance with confidence and precision.

Moreover, the motivational aspect of this continuous learning journey cannot be overstated. Every seminar attended, course completed, and idea absorbed is best for a strong mindset and keeps you prepared. It's the realization that financial success is achievable and inevitable with the proper knowledge and strategies. This motivation transcends mere financial gain; it's about the empowerment and self-efficacy of mastering your financial destiny.

Pursuing knowledge in the empire of personal finance and financial success is a collaborative effort. It's an active, relentless quest for excellence that demands engagement, curiosity, and commitment. The world is brimming with untapped insights and strategies waiting to be discovered. 

By positioning yourself as a desirous learner, you're not just preparing for financial success; you're ensuring it.

Remember, ignorance is not joy in personal finance—it's a barrier to wealth and well-being. Break down those barriers, arm yourself with knowledge, and see what you can achieve. 

The road to financial success involves learning from people worldwide to gain valuable insights and strategies. Embrace it, and watch as your personal finance journey transforms into a testament to the power of knowledge, strategy, and relentless pursuit of success.

5 . Trying or Dreaming (Income Hustle) 

Imagine standing at a crossroads. One path is paved with dreams, vibrant and appealing, yet it leads you in circles. The other, less travelled, is strewn with the realities of hard work, discipline, financial planning, and the relentless pursuit of knowledge. This is the path of action, of making your business ambitions a tangible reality. Dreaming about your business is akin to building castles in the air – captivating yet ultimately futile. It's a comfortable illusion that keeps you stationary, trapped in a cycle of what-ifs and someday.

You must understand there's a chasm between dreaming for the hustle income and actively diving into it. Dreams are essential; they are the seedlings of ambition. But without the soil of action, they cannot grow. Creating a business demands more than inactive fiction; it requires an iron will, unwavering discipline, and an unappeasable thirst for knowledge. This journey is not for the faint-hearted. It's for those who dare to look beyond the horizon and those willing to get their hands dirty.

Let me tell you straight—if you're merely dreaming about your business, you're wasting precious time—time that could be spent laying the foundation of your empire. The world doesn't reward dreamers who cling to their comfort zones; it celebrates the doers, the relentless spirits who dare to fail, fall, and rise again.

Yes, you will fail. Embrace it. Every setback is an opportunity to learn and a step forward toward your objective. The road to success is littered with obstacles, but your determination to overcome them will define your journey. Remember, the most exhilarating victories come from the fiercest battles. So, when you falter (and you will), when you're tempted to throw in the towel, remind yourself why you started. Look failure in the eye and say, 'Not today.'

Act now. The perfect moment you're waiting for is a mirage. There's no better time to start than the present. With each action you take, you chip away at the monolith of your dreams, sculpting it into reality. Yes, the process is daunting, but isn't the prospect of living a life of 'what could have been' even more so?

This is your wake-up call. Seize it with both hands. Channel your passion, drive, and dreams into action. Be prepared to work harder than you ever thought possible. The journey will test you, but greatness is developed in the crucible of effort.

So, stand up. Dust off your dreams and start walking the path of action. The world waits for no one, and your dreams deserve more than just the confines of your imagination. Keep focus on your financial success and maintain discipline. Act, fail, learn, and triumph. It's time to transform your aspirations into your reality. Your empire isn't going to build itself. 

The question is, are you ready to be the inventor of your destiny?

Now, let's talk about investing, which helps you achieve your dream financial success.

6 . The Money You Have Now Is Your Enemy

Money, what do you understand about the money? What does money say to you whenever it's in your hand?

"Change me with what my value equals to what you want."

"Keep me a backup so I can be helpful to you in need."

"Keep me at your bank accounts. When I'll be old and done with everything, I'll be there to keep you safe."

It doesn't work at all.

Only 25% of the population worldwide understand money and roll their money for more money; the rest, 75% of the population worldwide, keep their money in a bank account and let them get old in return for nothing.

The money you have right now is not enough. It'll ruin your dream of financial success.

The assets you buy with your current money are useless; it will ultimately cost you more. 

The money you are keeping in your bank account will get old and won't give you what you are expecting right now for the future. The value will be Zero.

There's an answer to every question, but you have to think out of the box.

Let me go straight!

As you've seen! Every year, inflation rises worldwide by 8%. Rising inflation means rising cost of living, depositing money in bank account and expecting few percentages or returns over the years will not beat the percentage of rising inflation.

But yes, few banks give average returns, and FDs do, too, but looking for financial success may be disappointing. 

If you genuinely want to build an empire of financial success, look beyond basic investing and saving. You should also be aware of how to save your investment in investment and investment strategies. But to do this, you must be ready and disciplined and continually learn, work, and learn. 

There are many investment options that you can start early, or if you are still over 35 or 45, you can do it. Dreams and success don't limit age; consider KFC's success journey.

You can read the investment road maps here, or if you love real estate investment, consider this article. Read Here

7 . Happy and appreciated deeply inside.

Do you know that life-changing quote stated by the Holy Buddha?

"Expect Nothing, Appreciate Everything"

"Expect Nothing and Appreciate Everything" is a philosophy that suggests having minimal expectations and being thankful for all parts of life is essential. This mindset encourages people to approach life with an open mind and heart, finding contentment in the present moment. It promotes humility, mindfulness, and a deep appreciation for the blessings that come our way.

My Story

I vividly recall a personal experience demonstrating the essence of "Expect Nothing and Appreciate Everything." A few years ago, I had the opportunity to travel to a rural village in a developing country as part of a volunteer program. As I arrived, I was struck by the simplicity of life in the town. The locals maintained few possessions, yet their faces bled warmth, kindness, and joy.

During my stay, I had the chance to engage with a family who lived in a modest home. Despite their limited resources, they welcomed me openly, sharing their meals and stories. I was deeply moved by their unwavering spirit of gratitude and their ability to find joy in the simplest of things. Their approach to life, rooted in the principle of "Expect Nothing and Appreciate Everything," left a memorable mark on me.

In their presence, I learned that true happiness does not stem from material wealth or grand expectations but rather from embracing each moment with a heart full of appreciation. Their genuine smiles and contentment taught me that the key to fulfillment lies in acknowledging and cherishing the blessings that surround us daily.

This experience was a powerful reminder that living with gratitude, free from excessive expectations, can lead to a profound sense of joy and fulfillment. This lesson continues to guide my outlook on life, reminding me to appreciate simplicity's beauty and find happiness in the little things.

Finding happiness in the little things can lead to joy and reduce the desire for material possessions, resulting in better financial decisions. A positive mindset can also increase productivity and creativity,  which is essential for economic success. Additionally, enjoying the small moments can help build solid relationships and connections, valuable assets on the path to financial success.

8 . Giving Time To Family, No Turning Back

"Time spent with family is time well invested, for once it's gone, there's no turning back, and regrets are all left."

Spending time with family is a precious opportunity that not everyone can afford. In these moments, we find the strength, support, and love that fuel our ambitions and drive us towards success. The bond and stability that come from family time can provide the emotional support and motivation needed to focus on our financial goals.

My mother and father are my source of suggestions. Sometimes, their suggestions are dumped, but they're very helpful.

They are one step forward in every investment and finance. They don't think for now for themselves or their children; they feel for the future.

9 . Be With The Genius

I recently attended a party with friends engaging in meaningful conversations about their goals, dreams, startups, and implementation. However, I found myself mingling with strangers and simply fooling around. This experience made me realize the importance of surrounding myself with like-minded individuals who are driven and ambitious.

Engaging in conversations about goals, dreams, startups, and implementation is crucial for personal and professional development. It allows you to look for in-depth insights, learn from other's experiences, and expand your perspective. Participating in such discussions uncovered new investment opportunities, better understood financial strategies, and identified potential growth areas.

Furthermore, surrounding oneself with individuals focused on personal and professional development can lead to valuable networking opportunities. 

Do you know one thing?

The more valuable a person's contact number is in your contact list, the more power you will get. If you can form a strong bond with them, you'll reach heights millions and billions of people have dreamed of.

Connections with the skilled and the individuals with the power than success doors will open new investment opportunities, partnerships, and collaborations, ultimately contributing to one's financial journey and overall success.

From an environmental perspective, fostering a community of like-minded individuals can also positively impact the environment. By collaborating with like-minded individuals, there is potential to explore sustainable business practices, eco-friendly investment opportunities, and initiatives that benefit Mother Earth.

10 . Be patient and Be a Good Listener

Every successful person knows the value of patience and is a good listener.

It's important to understand that patience and being a good listener are crucial to achieving financial success. These qualities are the fundamental building blocks that can transform our dreams into reality. Patience helps you stay focused and determined to navigate challenges and setbacks without losing sight of your goals. It gives you the strength to endure the inevitable ups and downs of the journey towards financial success.

Now, being a good listener is equally essential. When you actively listen to others, you gain valuable insights and perspectives that can guide your decisions and actions. It allows you to understand different viewpoints, learn from the experiences of others, and adapt your strategies accordingly. This ability to listen and absorb information empowers you to make informed choices and avoid potential pitfalls.

So, remember, without patience and the capacity to listen, your journey toward financial success may be fraught with unnecessary obstacles and missed opportunities. These qualities are the cornerstone of a successful financial journey, providing the strength and knowledge to turn your aspirations into achievements. Keep being patient and a good listener; you'll be well on your way to financial success!

Here's My Final Thought

The story of Amit and his family has taught me valuable lessons that still apply to my daily life. It's not just about money or possessions but about discipline, focus, self-improvement, and meaningful relationships. The ten rules to achieve financial success are essential because they emphasize prioritizing health, learning new things, saving money, and investing wisely. These rules stress the significance of spending time with family and building strong emotional connections. They remind us that true financial success is about material wealth, emotional fulfillment, and satisfaction. These rules are vital for achieving genuine and sustainable financial success.